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CII Insurance law (IL) Exam Sample Questions (Q106-Q111):
NEW QUESTION # 106
Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?
- A. The delay in obtaining the correct medical treatment.
- B. The unhygienic washing of the dog bite.
- C. The original physical injury of the dog bite.
- D. The delay in seeking medical treatment.
Answer: C
NEW QUESTION # 107
For this question more than 1 option is correct. You must select fill the correct options to gain the mark. In what circumstances would an agency agreement be automatically terminated?
- A. Death of the agent.
- B. Disclosure of the name of the principal.
- C. Bankruptcy of the agent.
- D. Bankruptcy of the principal.
Answer: A,D
NEW QUESTION # 108
In a chain of events, the proximate cause of a loss is always the
- A. dominant event leading to the loss.
- B. last event before the loss occurs.
- C. only event which is not excluded by the terms of the policy.
- D. only event contributing towards the loss.
Answer: A
NEW QUESTION # 109
Which divisional court of the High Court includes a Commercial Court?
- A. Family Division.
- B. Partnership Division.
- C. Chancery Division.
- D. Queen's Bench Division.
Answer: C
NEW QUESTION # 110
Julie has agreed to feed lan's cat whilst he is away on holiday in a remote location. When the cat becomes seriously ill. Julie is unable to contact Ian, so she takes the cat to the vet and also pays the vet's bill. In these circumstances. Julie is best described as:
- A. an agent by estoppel
- B. an express agent
- C. an implied agent
- D. an agent by necessity
Answer: C
NEW QUESTION # 111
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